© 2022 Central Communications Credit Union. All rights reserved.
Be rewarded for supporting your community by banking locally—with CASH REWARDS!
Kasasa is a national brand of free checking and savings accounts with rewards—like
really high rates, cash back, or refunds for what you buy online.
Kasasa Cash Account
•
3.00% APY* on balances up to $7,500
•
3.00 to 0.25% APY* on balances over $7,500 depending on balance in account
•
0.05% APY* even if qualifications are not met
Kasasa Cash Back Account
•
4.00% APY* cash back on debit card purchases
•
No category restrictions on purchases
•
Cash back earned on up to $200 in purchases monthly
•
Earn up to $96.00 cash back per year, $8.00 a month
Both accounts offer these benefits:
o
ATM fee refunds nationwide up to $25 monthly, $4.99 per fee
o
Free ATM access at CCCU owned ATMs and access to over 30,000 surcharge free ATMs
o
No monthly service fee
o
No minimum balance to earn rewards
o
Unlimited check writing
o
Free CU Online Home Banking 24/7 Access and eStatements
o
Free Mobile Banking
o
Free Audio Response teller
o
Free Direct Deposit & Payroll Deduction
o
Free Debit / ATM card
o
Overdraft Protection available
*Annual Percentage Rate
Qualifying for Rewards is Simple
Enrollments must be in place, and all of the transactions and activities listed below must post and
settle to your Kasasa Cash or Cash Back account during each Monthly Qualification Cycle. (Monthly
qualification cycle dates are not the same as Statement cycle dates.)
Monthly Qualification Dates
At least 12 debit card purchases
1.
At least one (1) direct deposit, ACH credit, or ACH payment transaction
2.
Be enrolled in and review eStatements
3.
Be enrolled in and log into online banking
Even if you don’t meet your qualifications during the cycle, your Kasasa accounts are still
free. In fact, you’ll still earn our base rate for Kasasa Cash. Plus, you can get right back to earning
your full rewards the very next month! Disclaimer
Free Mastercard Debit Card /ATM Card
•
Access your funds 24/7
•
$500 cash withdrawal limit per day, higher limit upon request
•
No monthly fee
•
Free unlimited ATM access at CCCU owned ATM's
•
(4) free ATM withdrawals and inquiries per month with No Cost Checking
•
(8) free ATM withdrawals & (8) free inquiries with the Dividend Bearing Checking
•
Over 30,000 surcharge-free ATM’s on the CO-OP Network
Due to security reasons and high fraudulent activity, your Debit Card/ATM Card will not be available in the
following countries or cities:
•
Malaysia
•
China
If traveling to another country please contact the credit union, so that we may flag your account.
CO-OP Network
Mobile Application
CCCU is available wherever you are with our FREE Mobile Banking Application. Managing your
accounts has never been easier.
•
Check Balances
•
View Transactions
•
Transfer Funds
•
Make Loan Payments
•
Search for Branch/ATM Locations
•
Secure Messaging for support
You must be an existing CU Online (home banking) user to have access to the Mobile Application.
Sign up today and, in addition to free Mobile Banking, begin using these FREE online services:
•
Home Banking | Account Alerts | Financial Calculators | e-Statements | Bill Pay
Overdraft Coverage Options
Life happens! Central Communications Credit Union understands that unexpected overdrafts
occur from time to time – Overdraft Coverage can help.
The choice is yours. Consider these ways to cover overdrafts:
•
Overdraft Protection Link to Another Deposit Account you have at Central Communications
Credit Union ($2 fee per transfer)
•
Overdraft Protection Line of Credit (Subject to fees + interest; subject to credit approval)
•
Overdraft Privilege ($30 Overdraft Fee per item).
Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee in
order to pay a transaction. Even if you have overdraft protection, Overdraft Privilege is still
available as secondary coverage if the other protection source is exhausted.
Should you choose Extended Overdraft Privilege Coverage, ATM withdrawals and everyday debit
card transactions will be included with the Standard Coverage transactions listed above. Complete
a consent form and return to any branch location or email to cccu@centralccu.com
816-842-0727
800-254-1535
Free, Rewards-Earning
KASASA® Checking Accounts
KASASA® Free Checking Accounts
Debit/ATM Card
Mobile App
Overdraft Protection
Get cash back on
debit card
purchases with
KASASA® Cash
Back Account!
Click Here or call 816-842-0727
Not a member?