© 2018 Central Communications Credit Union. All rights reserved.
No Cost Checking Account Dividend Bearing Checking Account Free MasterCard Debit Card or ATM Card Overdraft Protection  Mobile Banking Application

Checking

No Cost Checking Account CCCU has a checking account that meets your needs and lifestyle whether you’re looking to go paperless, earn rewards, or just keep it simple and convenient! No Cost Checking provides you with the versatility you need and the convenience you deserve as a credit union member. No minimum monthly balance No monthly service charge Free MasterCard Debit Card with Rewards or ATM Card, with (4) free ATM withdrawals and (4) free ATM inquiries per month Free ATM access at CCCU owned ATM’s Access to over 28,000 Surcharge Free CO-OP Network ATMs Free CU Online (Home Banking 24/7 Access)) Free Audio Response (Touch Tone Teller) Free e-Statements Free Direct Deposit & Payroll Deduction Overdraft Protection available Dividend Bearing Checking Account CCCU’s dividend bearing checking account pays a competitive rate on balances of $500 or more. Minimum $500.00 required deposit to open & earn dividends No service charge* Free MasterCard Debit Card with Rewards or ATM Card with (8) Free ATM withdrawals and (8) inquiries per month at foreign ATM’s ** Free ATM access at CCCU owned ATM’s Access to over 28,000 Surcharge Free CO-OP Network ATMs Dividends accrue daily and credited monthly Free CU Online (Home Banking 24/7 Access) Free Audio Response (Touch Tone Teller) Free E-Statements Free Direct Deposit & Payroll Deduction Overdraft Protection *A monthly fee of $10 will be charged if balance drops below $500 during the monthly cycle. **An $8 fee will be charged if excess of (8) inquiries or (8) withdrawals during the monthly cycle. Free Mastercard Debit Card with Rewards or ATM Card All of our checking accounts come with a Free MasterCard Debit Card with Rewards. To pay for goods and services wherever MasterCard Debit Card is accepted, in stores, online or over the phone. The amount of purchase is automatically debited from your checking account. (Please remember to select the “credit” option and sign the receipt). Access your funds 24/7 $200 cash withdrawal limit per day, higher limit upon request No monthly fee Free unlimited ATM access at CCCU owned ATM's (4) free ATM withdrawals and inquiries per month with No Cost Checking (8) free ATM withdrawals & (8) free inquiries with the Dividend Bearing Checking Over 30,000 surcharge-free ATM’s on the CO-OP Network Due to security reasons and high fraudulent activity, your Debit Card/ATM Card will not be available in the following countries or cities: Malaysia China If traveling to another country please contact the credit union, so that we may flag your account.  CO-OP Network Overdraft Coverage Options Life happens! Central Communications Credit Union understands that unexpected overdrafts occur from time to time – Overdraft Coverage can help.  The choice is yours. Consider these ways to cover overdrafts: Overdraft Protection Link to Another Deposit Account you have at Central Communications Credit Union  ($2 fee per transfer) Overdraft Protection Line of Credit (Subject to fees + interest; subject to credit approval) Overdraft Privilege ($29 Overdraft Fee per item).  Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. Even if you have overdraft protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted. Should you choose Extended Overdraft Privilege Coverage, ATM withdrawals and everyday debit card transactions will be included with the Standard Coverage transactions listed above. Complete a consent form and return to any branch location or email to cccu@centralcommunications.org. Mobile Application CCCU is available wherever you are with our FREE Mobile Banking Application. Managing your accounts has never been easier. Check Balances View Transactions Transfer Funds Make Loan Payments Search for Branch/ATM Locations Secure Messaging for support You must be an existing CU Online (home banking) user to have access to the Mobile Application. Sign up today and, in addition to free Mobile Banking, begin using these FREE online services: Home Banking | Account Alerts | Financial Calculators | e-Statements | Bill Pay
816-842-0727 or 800-254-1535
© 2018 Central Communications Credit Union. All rights reserved.

Checking

No Cost Checking Account CCCU has a checking account that meets your needs and lifestyle whether you’re looking to go paperless, earn rewards, or just keep it simple and convenient! No Cost Checking provides you with the versatility you need and the convenience you deserve as a credit union member. No minimum monthly balance No monthly service charge Free MasterCard Debit Card with Rewards or ATM Card, with (4) free ATM withdrawals and (4) free ATM inquiries per month Free ATM access at CCCU owned ATM’s Access to over 28,000 Surcharge Free CO-OP Network ATMs Free CU Online (Home Banking 24/7 Access)) Free Audio Response (Touch Tone Teller) Free e-Statements Free Direct Deposit & Payroll Deduction Overdraft Protection available Dividend Bearing Checking Account CCCU’s dividend bearing checking account pays a competitive rate on balances of $500 or more. Minimum $500.00 required deposit to open & earn dividends No service charge* Free MasterCard Debit Card with Rewards or ATM Card with (8) Free ATM withdrawals and (8) inquiries per month at foreign ATM’s ** Free ATM access at CCCU owned ATM’s Access to over 28,000 Surcharge Free CO-OP Network ATMs Dividends accrue daily and credited monthly Free CU Online (Home Banking 24/7 Access) Free Audio Response (Touch Tone Teller) Free E-Statements Free Direct Deposit & Payroll Deduction Overdraft Protection *A monthly fee of $10 will be charged if balance drops below $500 during the monthly cycle. **An $8 fee will be charged if excess of (8) inquiries or (8) withdrawals during the monthly cycle. Free Mastercard Debit Card with Rewards or ATM Card All of our checking accounts come with a Free MasterCard Debit Card with Rewards. To pay for goods and services wherever MasterCard Debit Card is accepted, in stores, online or over the phone. The amount of purchase is automatically debited from your checking account. (Please remember to select the “credit” option and sign the receipt). Access your funds 24/7 $200 cash withdrawal limit per day, higher limit upon request No monthly fee Free unlimited ATM access at CCCU owned ATM's (4) free ATM withdrawals and inquiries per month with No Cost Checking (8) free ATM withdrawals & (8) free inquiries with the Dividend Bearing Checking Over 30,000 surcharge-free ATM’s on the CO-OP Network Due to security reasons and high fraudulent activity, your Debit Card/ATM Card will not be available in the following countries or cities: Malaysia China If traveling to another country please contact the credit union, so that we may flag your account.  CO-OP Network Overdraft Coverage Options Life happens! Central Communications Credit Union understands that unexpected overdrafts occur from time to time – Overdraft Coverage can help.  The choice is yours. Consider these ways to cover overdrafts: Overdraft Protection Link to Another Deposit Account you have at Central Communications Credit Union  ($2 fee per transfer) Overdraft Protection Line of Credit (Subject to fees + interest; subject to credit approval) Overdraft Privilege ($29 Overdraft Fee per item).  Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. Even if you have overdraft protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted. Should you choose Extended Overdraft Privilege Coverage, ATM withdrawals and everyday debit card transactions will be included with the Standard Coverage transactions listed above. Complete a consent form and return to any branch location or email to cccu@centralcommunications.org. Mobile Application CCCU is available wherever you are with our FREE Mobile Banking Application. Managing your accounts has never been easier. Check Balances View Transactions Transfer Funds Make Loan Payments Search for Branch/ATM Locations Secure Messaging for support You must be an existing CU Online (home banking) user to have access to the Mobile Application. Sign up today and, in addition to free Mobile Banking, begin using these FREE online services: Home Banking | Account Alerts | Financial Calculators | e-Statements | Bill Pay