Rates
Loan Interest Rates
Effective as of current date.
We have great loan rates and you can be approved the same day. We often offer discounts on loans if you use other services. We will try to give you the payment that you want and if you find a lower rate someplace else we may be able to match or beat other competitor's loan rates. We look forward to serving you
NOTE: Every effort is made to ensure the annual percentage rates listed below are accurate and current. Please call the credit union to confirm the rates listed.The ANNUAL PERCENTAGE RATE (APR) you receive for new and used car loans and signature and line of credit loans is based on some of the following criteria:
•Credit Worthiness
•Term of the Loan and Downpayment
New Vehicle Loans
6.25% to 20.25% (APR)
Used Vehicles Loans
6.25% to 20.25% (APR)
Unsecured and Line of Credit Loans
12.25% to 20.25% (APR)
Boats, Motors, Trailers
6.25% to 20.25% (APR)
Motorcycles
6.25% to 20.25% (APR)
Shared Secured
4.25% (APR)
Fixed Rate Home Equity Loans
9.00% to 12.00% (APR)
Variable Rate Home Equity Loans
9.00% to 12.00% (APR)
VISA Platinum and Share Secured VISA Credit Card Rates
VISA Platinum
As low as 13.20% APR
VISA Platinum Share Secured
As low as 18.20% APR
Credit Card Services 24/7: 866-820-3885 |
Credit Card Activation: 800-631-3197
Apply Now! (Loanliner Application for download)
*Annual Percentage Rates (APRs). Based on income and creditworthiness. The APR will vary with the market based on the Prime Rate. 25-day grace period applies if the total new balance is paid in full by the due date every billing period. If not paid in full, there is no grace period.
Savings Interest Rates
Effective as of 10/01/2024
NOTE: Every effort is made to ensure the annual percentage rates listed below are accurate and current. Please call the credit union to confirm the rates listed. The ANNUAL PERCENTAGE RATE (APR) you receive for new and used car loans and signature and line of credit loans is based on some of the following criteria:
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Rate: 0.10%
APY: 0.10%
Account Balances $25 - over
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Rates are listed below. Rates are based on balances
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Rate: 1.75%
APY: 1.76%
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RATE: 2.00%
APY: 2.02%
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RATE: 3.00%
APY: 3.03%
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RATE: 3.25%
APY: 3.28%
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RATE: 3.00%
APY: 3.03%
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RATE: 3.25%
APY: 3.28%
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RATE: 3.00%
APY: 3.03%
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Rate: 0.05%
APY: 0.05%
Daily dividends are earned every day the balance is $500 or more
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Rates are listed below. Rates are based on balances
-
Rate: 0.00%
APY: 0.00%
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RATE: 0.20%
APY: 0.20%
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RATE: 0.50%
APY: 0.50%
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Rates are listed below. Rates are based on balances
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Rate: 0.00%
APY: 0.00%
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RATE: 0.35%
APY: 0.35%
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RATE: 0.45%
APY: 0.45%
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RATE: 0.65%
APY: 0.65%
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RATE: 1.00%
APY: 1.01%
-
RATE: 1.50%
APY: 1.51%
Browse by Topic
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Savings
At CCCU we have many savings options with payroll deduction making saving even easier. All accounts are insured up to $250,000 by the National Credit Union Administration
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Checking
CCCU has a checking account that meets your needs and lifestyle, whether you’re looking to go paperless, earn rewards, or just keep it simple and convenient.
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Loans
Let CCCU help you find the right vehicle that fits your budget. If you don’t know up to how much you can afford, CCCU can pre-approve your loan and take the guess out of car shopping.
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Services
Central Communications Credit Union offers essential financial services such as online banking, bill payment, mobile banking, direct deposit, and identity theft protection. Additional services include ACH transfers, safe deposit boxes, and legal assistance through Legal Shield.
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VISA Account Access
Access your VISA account
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CU Online
Log in to your Credit Union Account
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