Loans
At Central Communications Credit Union, we provide more than just great rates...we provide service.
Auto and Truck Loans Boat, Motorcycle & RV Loans**
Let CCCU help you find the right vehicle that fits your budget. If you don’t know how much you can afford, CCCU can pre-approve your loan and take the guesswork out of car shopping. Even if you’re not yet a member, we can pre-approve your loan.
Features:
100% financing available, often including extended warranties, aftermarket items, and even sales tax.*
Up to 84 Mo. term on new and used*
Payment Protection available
*Some restrictions may apply. Subject to credit approval and other parameters established by CCCU. Your interest rate will be determined based on your credit score. Rates are subject to change without notice.
Mortgage Loans
It’s good to know there’s a steady, reliable lender available with competitive rates and speedy approvals. CCCU has helped many people achieve the dream of homeownership, with programs designed to keep costs as low as possible. You can enjoy prompt, efficient service with one-on-one support every step of the way. Choose a fixed or adjustable rate, and take advantage of these great benefits:
Features:
No pre-payment penalties
Easy payment options
Purchase and refinance options
Competitive rates and minimal fees
Free pre-approvals so you can shop for your mortgage knowing that you can afford the home.
Home Equity Line of Credit (HELOC)
Variable Home Equity Rates tied to prime & subject to change semi-annually
No interest charges until the credit line is accessed
HE line accessed by check or request through a CCCU loan officer
5-year draw period
Up to $50,000
Payment protection available
*Some restrictions may apply. Subject to credit approval and other parameters established by CCCU. Your interest rate will be determined based on your credit score. Rates are subject to change without notice.
CCCU VISA Platinum Credit Card*
Central Communications Credit Union Credit cards offer low, competitive rates, with great benefits. Credit cards through Central Communications Credit Union make it easier than ever to transfer balances from higher rate cards, and for those who need to establish credit or rebuild their credit score.
Features:
VISA Platinum Credit Card
Share Secured VISA Platinum card gives you the opportunity to establish credit or rebuild your credit score. Minimum secured amount of $500.
No annual fee
No minimum finance charge
A full 25-day grace period
Optional Debt Protection
Travel Accident Insurance
Credit Card Services 24/7: 866-820-3885
Credit Card Activation: 800-631-3197
Apply Now!
*Annual Percentage Rates (APRs). Based on income and creditworthiness. The APR will vary with the market based on the Prime Rate. 25-day grace period applies if the total new balance is paid in full by the due date every billing period. If not paid in full, there is no grace period.
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Signature Loan
With a CCCU Signature Loan we make borrowing easy, whether it’s a need or just a dream you have in mind, CCCU is there to help you.
Features:
• Best interest rates guaranteed
• Fast processing
• Payment Protection Available
• Apply now!*Some restrictions may apply. Subject to credit approval and other parameters established by CCCU. Your interest rate will be determined based on your credit score. Rates are subject to change without notice.
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Line of Credit
Write yourself a loan anytime with CCCU personal line of credit. Use the funds for all kinds of purposes, including overdraft protection, personal expenses, or a vacation.
Features:
• Easy accessibility of funds
• Credit Limit $500 to $10,000, in $500 increments.
• Low interest rate; monthly payments as low as $35.00.
• Flexible repayment rates and terms.
• Online payment is available through Online Access.
• Apply now!*Some restrictions may apply. Subject to credit approval and other parameters established by CCCU. Your interest rate will be determined based on your credit score. Rates are subject to change without notice.
Related Articles
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Savings
At CCCU we have many savings options with payroll deduction making saving even easier. All accounts are insured up to $250,000 by the National Credit Union Administration
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Checking
CCCU has a checking account that meets your needs and lifestyle, whether you’re looking to go paperless, earn rewards, or just keep it simple and convenient.
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Loans
Let CCCU help you find the right vehicle that fits your budget. If you don’t know up to how much you can afford, CCCU can pre-approve your loan and take the guess out of car shopping.
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Services
Central Communications Credit Union offers essential financial services such as online banking, bill payment, mobile banking, direct deposit, and identity theft protection. Additional services include ACH transfers, safe deposit boxes, and legal assistance through Legal Shield.
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VISA Account Access
Access your VISA account
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CU Online
Log in to your Credit Union Account
